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The Local Credit Union – Payday Loan

The Local Credit Union is a payday loan company located in Sterling Heights, MI. They offer quick and convenient payday loans to individuals in need of financial assistance. With their easy online application process, customers can receive funds within 24 hours.

Interest Rates and Fees

For residents of Sterling Heights, MI, The Local Credit Union offers payday loans with an interest rate of 15% and a one-time loan fee of $10. Repayment terms vary depending on the loan amount and can range from 14 to 30 days.


Rating: ***
Great customer service and quick approval process. Would highly recommend.
Rating: ****
Easy to use website and friendly staff. The loan was processed quickly and the fees were reasonable.
Rating: ***
Decent interest rates compared to other payday loan companies. Overall satisfied with the service.
Rating: ****
Quick response and easy application process. The funds were deposited into my account within 24 hours.
Rating: ***
Good communication and helpful customer service. The interest rates are a bit higher than anticipated.
Rating: ***
The application was straightforward, but the fees were a bit more than I expected. Overall, a decent experience.
Rating: ****
Good customer service and reasonable interest rates. The loan was processed quickly and the funds were available within the same day.