Home Mortgage Center

USDA Rural Development Mortgage


USDA Rural Housing loans are available to homebuyers who are purchasing a home or homeowners who wish to refinance an existing USDA RD loan. Take advantage of the stability afforded by long-term, fixed interest rates and enjoy low to no down payment options. Also, there may be refinance opportunities for homeowners who currently have a USDA RD mortgage — ask us about this special financing option.

  • Long-term, fixed interest rate for purchase or refinance
  • Flexible terms available
  • Income limits apply
  • 102% financing available
  • No down payment
  • A USDA RD Guarantee fee applies and can be financed depending on the property value
  • Loan amount based on approved credit
  • Government guaranteed
  • Knowledgeable mortgage loan specialist will work with you throughout the entire process

For more information about USDA Rural Housing loans, view the official USDA Rural Development website

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