Home Mortgage Center

One-Step Construction Loans


Build the house you’ve always wanted at competitive rates and terms. With our One-Step Construction Loan you’ll only pay one set of closing fees, and you’ll work with a mortgage loan specialist from right here in Northern Michigan.

  • Competitive rates and terms
  • Available for:
    • Single unit owner occupied primary and secondary residences
    • General contractor or self-build
  • A wide range of terms customized to your unique situation
  • Pay only one set of closing fees
  • Stick-built, Building Officials and Code Administrators (BOCA), or manufactured home programs available
  • Fast local decision-making and processing
  • Attentive, friendly service from start to finish

 Meet Our Mortgage Lenders