Home Mortgage Center

FHA Loans

Details

FHA loans are federally insured, which may require a smaller down payment and may offer a lower interest rate than a comparable conventional loan. This might be the right loan for you if you are a first-time homebuyer or if you have limited cash for a down payment and closing costs.

  • Fixed or adjustable interest rate
  • Flexible terms available
  • Requires FHA mortgage insurance
  • May qualify even without a long credit history
  • Home being purchased must meet certain conditions
  • Available only for primary residences

For more information about FHA loans, view the official U.S. Department of Housing and Urban Development website

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