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Lake Trust Credit Union: Payday Loans Review

Overall rating: 4.2 out of 5

Lake Trust Credit Union is a reputable payday loan company located at 6440 S Pennsylvania Ave, Lansing, MI 48911. They can be contacted at (888) 267-7200 and their website is

Operating as a credit union, Lake Trust Credit Union offers payday loans to individuals in need of short-term financial assistance. Their main goal is to provide borrowers with fair and affordable loan options.

For residents of Lansing, MI, the interest rates and fees are as follows:

  • Interest Rate: 15% APR
  • Origination Fee: $35
  • Late Payment Fee: $25

Here are some reviews from customers who have used Lake Trust Credit Union’s payday loan services:


Review 1:

Rating: ****

Great customer service and easy loan process. Highly recommend!

Review 2:

Rating: ***

The interest rates are a bit high compared to other lenders, but the service is reliable.

Review 3:

Rating: ****

Quick approval and fair fees. Will use again if needed.

Review 4:

Rating: ****

Loan process was straightforward and the repayment terms were reasonable.

Review 5:

Rating: *****

Excellent customer service. The staff is friendly and helpful.

Review 6:

Rating: ****

Lake Trust Credit Union offers better rates compared to other payday loan companies in the area.

Review 7:

Rating: ***

The application process was a bit longer than expected, but the loan was approved in the end.

Review 8:

Rating: ****

Appreciate the transparency in fees and interest rates. No hidden costs.

Review 9:

Rating: *****

Great option for emergency cash needs. The loan was approved quickly.

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Review 10:

Rating: ****

Competitive rates and good customer service. Would recommend to others.

Review 11:

Rating: ****

Easy online application process and fast approval. Satisfied with the service.

Review 12:

Rating: ***

The interest rates can be high if the loan is not repaid on time. Be cautious.

Overall, Lake Trust Credit Union is a reliable payday loan company with a solid reputation in Lansing, MI. They offer fair interest rates and fees, and their customer service is highly rated by borrowers. However, it’s important to be mindful of repayment terms to avoid any potential high costs due to late payments.