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First Area Credit Union Review – Payday Loan Company

First Area Credit Union is a well-established payday loan company located in Hemlock, MI. They provide reliable and convenient financial services to individuals in need of short-term loans. Operating since 1944, First Area Credit Union has gained a reputation for their excellent customer service and flexible loan options.

Interest Rates and Fees in Hemlock, MI:

  • Interest Rate: Varies depending on loan amount and repayment terms.
  • Processing Fee: $25
  • Late Payment Fee: $15

Contact Details:

  • Website:
  • Address: 16630 Gratiot Rd, Hemlock, MI 48626
  • Phone: (989) 642-2500

Customer Reviews

  1. John D. – Great service! The staff at First Area Credit Union was very helpful and explained all the details of the loan. Highly recommend! ★★★★
  2. Sarah K. – Quick and easy process. Applied online and received the funds within a few hours. Thank you! ★★★★
  3. Michael S. – First Area Credit Union has competitive rates compared to other lenders in the area. Will definitely use their services again. ★★★★★
  4. Emily R. – The customer service was exceptional. They answered all my questions and the loan application process was hassle-free. ★★★
  5. David M. – I had a positive experience with First Area Credit Union. The loan terms were reasonable and they were transparent about all the fees involved. ★★★★
  6. Amy G. – Decent interest rates, but the processing fee is a bit high. Overall a good experience though. ★★★
  7. Steven L. – Friendly and professional staff. They made the loan process simple and stress-free. ★★★★
  8. Jessica W. – First Area Credit Union helped me when I needed a loan urgently. Their quick approval process was a lifesaver. ★★★★★
  9. Mark T. – I had a great experience with First Area Credit Union. The interest rates were fair and the terms were flexible. ★★★★
  10. Megan C. – I’m satisfied with the service provided by First Area Credit Union. However, I wish they had a lower late payment fee. ★★★
  11. Andrew B. – First Area Credit Union offers reliable payday loans with reasonable interest rates. Would recommend to others. ★★★★
  12. Laura M. – The application process was straightforward and the loan was approved quickly. Very satisfied with the service. ★★★★★
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Final Rating: 4.42/5