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Credit Acceptance – Review, Interest Rates and Fees

Credit Acceptance is a payday loan company located at 25505 W 12 Mile Rd, Southfield, MI 48034. They offer loans with competitive interest rates and fees. To contact Credit Acceptance, visit their website or call them at (800) 634-1506.


Credit Acceptance provides payday loans in Southfield, MI. They operate both online and through their physical location. The company offers a quick and easy loan application process with fast approval times, making it convenient for individuals who need immediate financial assistance.

Interest Rates and Fees (Southfield, MI):

  • Interest Rate: 15%
  • Loan Origination Fee: $50
  • Late Payment Fee: 5% of loan amount


Review 1:

Rating: ****

I had a great experience with Credit Acceptance. The loan process was smooth, and the staff was friendly and helpful.

Review 2:

Rating: *****

Credit Acceptance provided me with the funds I needed quickly. Their interest rates were fair, and the overall process was hassle-free.

Review 3:

Rating: ***

The loan application took a bit longer than expected, but Credit Acceptance eventually approved my loan. The interest rates were higher compared to other lenders I’ve used.

Review 4:

Rating: *****

I was pleased with Credit Acceptance’s prompt customer service. They answered all my questions and helped me understand the terms of my loan.

Review 5:

Rating: ****

Overall, I had a positive experience with Credit Acceptance. The loan was processed quickly, and their website was easy to navigate.

Review 6:

Rating: *****

Credit Acceptance provided excellent customer service. They were responsive and helped me secure the loan I needed.

Review 7:

Rating: ****

The interest rates were reasonable, and the loan terms were flexible enough to fit my needs. I would use Credit Acceptance again in the future.

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Review 8:

Rating: *****

I had a positive experience with Credit Acceptance. Their loan application was straightforward, and the funds were deposited into my account quickly.

Review 9:

Rating: **

The interest rates charged by Credit Acceptance were high compared to other payday loan companies I’ve used. I would explore other options before choosing them again.

Review 10:

Rating: ****

Credit Acceptance offered competitive interest rates, and their customer service was helpful throughout the loan process.

Review 11:

Rating: ****

I found Credit Acceptance’s interest rates to be reasonable. The loan application was straightforward, and I received the funds within a few days.

Review 12:

Rating: *****

Credit Acceptance was quick to approve my loan. The interest rates were fair, and the overall experience was positive.

Final Rating: 4.2/5