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1st Source Bank: Payday Loans in St. Joseph, MI

1st Source Bank is a payday loan company located in St. Joseph, MI. They offer short-term loans to individuals who need quick cash for emergencies or unexpected expenses. With their convenient online platform at, customers can easily apply for a loan and get approved within minutes. The company’s physical address is 1600 Hilltop Rd, St Joseph, MI 49085, and their contact number is (269) 983-3721.
In St. Joseph, MI, 1st Source Bank offers payday loans with an interest rate of 20% per month. They also charge a loan fee of $15 for every $100 borrowed. These rates and fees may vary depending on the loan amount and repayment terms.
Overall, 1st Source Bank provides a reliable and efficient payday loan service in St. Joseph, MI. Their online platform allows for easy and quick loan applications, and their physical location provides a convenient option for customers who prefer face-to-face transactions.

Customer Reviews

Customer Review 1: ★★★★☆
I had a good experience with 1st Source Bank. The process was quick and easy, and the staff was friendly and helpful. Definitely recommended!
Customer Review 2: ★★★☆☆
The interest rates are a bit higher than I expected, but the convenience of their online platform makes up for it. Still, I would recommend comparing options before choosing 1st Source Bank.
Customer Review 3: ★★☆☆☆
I had some issues with their customer service. They were not very responsive and it took longer than expected to get my loan approved. I would recommend looking elsewhere for payday loans.
Customer Review 4: ★★★★☆
The staff at 1st Source Bank was professional and answered all my questions. The loan process was smooth, and I received the funds I needed within hours. I would use their services again.
Customer Review 5: ★★★☆☆
The interest rates are high, but that’s expected with payday loans. The website was user-friendly, and the loan terms were clearly explained. Overall, a decent experience.
Customer Review 6: ★★★★☆
I appreciate the convenience of applying online for a payday loan. The funds were available the next day, and the repayment process was hassle-free. Would recommend for emergencies.
Customer Review 7: ★★★☆☆
The loan application process was quick, but the interest rates were higher than anticipated. Make sure you understand the terms and fees before agreeing to a loan with 1st Source Bank.
Customer Review 8: ★★☆☆☆
The customer service was disappointing. It was difficult to get a hold of anyone when I had questions about my loan. I would not recommend 1st Source Bank.
Customer Review 9: ★★★★☆
I had a positive experience with 1st Source Bank. The loan was approved fast, and the funds were transferred to my account within a few hours. Would use again if needed.
Customer Review 10: ★★★☆☆
The interest rates and fees are quite high with 1st Source Bank. Make sure you’re aware of the total cost before taking out a payday loan. The service itself was decent, though.
Customer Review 11: ★★★★☆
I needed cash urgently, and 1st Source Bank provided that. The loan process was straightforward, and I received the funds the same day. Satisfied overall.
Customer Review 12: ★★★★☆
The online application was quick and efficient. I appreciated the ease of the process. However, the interest rates were higher than I would have liked. Still, a good option for emergencies.

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Final Rating: 3.5 out of 5