Business Cash Management

Pay Cards


The First Federal Pay Card* provides a flexible and secure payment solution for a variety of employee payroll related programs for your unbanked employees, sales agents, distributors, insurance agents and incentives being paid by check.

Operational Cost Savings

  • Reduced check handling costs
  • Reduced check fraud & stop payment costs
  • Reduced lost check replacement costs
  • Reduce escheatment processing cost

Productivity Benefits

  • Reduce time lost to employees leaving work to cash checks
  • Reduce manager/supervisor time spent on check distribution

Indirect Benefits

  • Safer for employees than checks
  • Provide access to a Visa or MasterCard card

*Our Pay Cards are offered through Merchant Pro Express.