Banking Services

MasterCard® Debit Card


Imagine getting through life without ever having to dig for change — or worse, write a check. Use your free MasterCard® debit card for purchases around the globe and online. 

Our debit card is safer than carrying cash and more readily accepted than checks. The very same card is used to make ATM withdrawals. One tiny piece of plastic; a whole lot of versatility.

  • Fast, free, and easy*
  • Safer than carrying cash
  • More convenient and safer than checks
  • Eliminate cost of purchasing checks
  • Make purchases anywhere MasterCard® is accepted
  • 24/7 access to funds via ATMs
Lost or Stolen Card

If you believe your First Federal card has been lost or stolen, contact your local branch during regular business hours or call (800) 498-0013. After hours and on weekends, call (800) 554-8969.

Otherwise contact the card issuer directly using the phone numbers listed below for debit, ATM, and
credit cards.

Debit & ATM Cards
Report lost or stolen Debit or ATM cards by calling your local branch during business hours at
(800) 498-0013 or call this number after hours and on weekends (800) 554-8969.

Credit Cards - Elan
Personal Account: (800) 558-3424
Commercial Card: (866) 552-8855

 *No fees when used at an ATM owned and operated by First Federal of Northern Michigan.