Banking Services

Additional Services

As a full-service bank, First Federal provides a host of banking services designed to help you grow and prosper. Have a look at all of the additional services available to you at First Federal.

If you’re looking for something in particular and you don’t see it on this list, go ahead and contact us! We’ll be happy to help you find the information you need.  

Direct Deposit and Electronic Transfer Services

Eliminate trips to the bank and get funds credited/debited sooner by having regular checks, electronic payments or collections automatically deposited into or withdrawn from your account.

Safe Deposit Boxes*

Protect your valuables by keeping them locked up at the bank branch. (Alpena, Gaylord, Mio, Lewiston, and Cheboygan locations)

Night Deposit

Drop off checks even after the branch has closed and receive credit the next business day.

ATMs at All of Our Branches

Get cash and manage funds anytime, even when the branch is closed. Find your closest branch location!

Wire Transfer Services

Move money to anywhere (foreign and domestic) quickly and safely with this electronic service.

Notary Services

First Federal customers can get official documents notarized right here at the bank branch without having to run around town. 

Overdraft Protection And Sweeps

Make sure you're covered and protect your credit should you spend more than you have in your account.

Medallion Signature Guarantee

We offer medallion signature guarantees for customers of First Federal. 

Switch to First Federal

Make your transition to our bank easy! Download our Switch Kit and fill out the documents to update your direct deposit information, close accounts, and authorize automatic payments.


*Contents of safe deposit boxes are not insured or guaranteed by the bank, the FDIC, or by any other government agency.