Savings

Certificates of Deposit (CDs)

CDs

Set aside cash at a competitive, fixed rate and watch your savings grow right on schedule. We offer CDs with a wide range of terms to meet your savings needs. Choose terms as short as three months — or as long as five years.

Whether you’re storing away savings for next season’s personal project or working toward a goal that’s more long term, a CD provides a fixed rate of return to get you there. 

  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • A wide range of terms available (from 3 months to 5 years)
  • No setup or maintenance fees
  • Early withdrawals subject to penalty*
  • $500 minimum deposit to open

*Three-month interest penalty for early withdrawals from 3- to 12-month CDs. Twelve-month interest penalty for early withdrawals from CDs with terms greater than 12 months.

Easy Access CDs

Enjoy the security of a CD combined with easy, penalty-free access to your funds.* Earn higher interest than regular savings without giving up the freedom to withdraw cash if a need comes up!

  • Easy access to your funds*
  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • 7 and 15-month terms available
  • No setup or maintenance fees

*Penalty-free withdrawals are allowed in $500 increments when a written notification is received 7 days in advance of the transaction. Limit to 1 penalty-free transaction every 7 days. If notification is not provided, a penalty equal to 12 months of interest on the amount withdrawn is imposed. If the account is closed within the first 90 days, a $25 fee will be imposed.