Home Mortgage Center

Home Equity Lines of Credit

Details

Use the equity in your home as a revolving line of credit to draw on for a variety expenses such as home remodeling projects, new cars, vacations and more.

Interest-only payments are available, and payments might be tax deductible.* Talk to one of our lenders about our competitive rates and terms.

  • Competitive variable rates for many uses such as:
    • Vacations
    • College tuition
    • Debt consolidation
    • Major life events
    • And more!
  • Access funds by check, in person or online
  • Your line of credit amount is determined by your property value and during the draw period, as principal is repaid, it becomes available for use.
  • Interest-only or principal and interest payments available
  • The interest paid might may be tax deductible*
  • Fast local decision-making and processing
  • Attentive, friendly service from start to finish

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*Consult a tax advisor.

The Interest Rate floor is set at 4% and the cap will not exceed 24%. If title insurance and/or appraisal is required, closing costs may range from $0 to $1,510. Property and/or flood insurance may be required. Consult your tax advisor regarding the deductibility of interest.