Certificates of Deposit (CDs)


Improve your earnings without risking any of your company’s cash assets. Simply pick the term and your funds earn a guaranteed fixed rate. And guaranteed is always a good thing for your bottom line.

We offer a range of term lengths to fit your short- and mid-range goals. By laddering maturity dates, you can add liquidity to your CD investments. Talk to your business banker today.

  • Higher returns than savings accounts
  • Fixed rates for length of term
  • A wide range of terms available (from 3 months to 5 years)
  • Early withdrawal penalties apply*
Easy Access CDs

Enjoy the security of a CD combined with easy, penalty-free access to your funds.* Earn higher interest than regular savings without giving up the freedom to withdraw cash if a business opportunity comes up!

  • Easy access to your funds*
  • Fixed rates, higher than regular savings
  • Receive higher rates by selecting a longer term
  • Provides more guarantee than other risky investments
  • Set aside for future savings goals
  • 7 and 15-month terms available
  • No setup or maintenance fees

*Penalty-free withdrawals are allowed in $500 increments when a written notification is received 7 days in advance of the transaction. Limit to 1 penalty-free transaction every 7 days. If notification is not provided, a penalty equal to 12 months of interest on the amount withdrawn is imposed. If the account is closed within the first 90 days, a $25 fee will be imposed.

*Three-month interest penalty for early withdrawals from 3- to 12-month CDs. Twelve-month interest penalty for early withdrawals from CDs with terms greater than 12 months.