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Rates

The current 30-year fixed mortgage rate in Michigan is 2.750% Rate / 2.817% APR1 provided that you have very a FICO credit score of 740+ and you are buying a single-family home as your primary residence.

Conventional fixed-rate mortgages

Term Rate APR
30-year fixed 2.750% 2.817%
20-year fixed 2.750% 2.845%
15-year fixed 2.250% 2.372%
10-year fixed 2.375% 2.554%

Adjustable-rate mortgages

Term Rate APR
10-year ARM 4.250% 3.824%
5-year ARM 3.875% 3.297%
3-year ARM 4.500% 3.408%

FHA mortgages

Term Rate APR
30-year fixed – FHA 3.000% 4.057%
15-year fixed – FHA 3.375% 4.457%

VA mortgages

Term Rate APR
30-year fixed – FHA 2.625% 2.868%
15-year fixed – FHA 3.375% 3.836%

Jumbo mortgages

Term Rate APR
30-year fixed – jumbo 3.250% 3.319%
20-year fixed – jumbo 3.125% 3.222%
15-year fixed – jumbo 3.000% 3.125%