First Federal of Northern Michigan

Earn a higher rate than regular savings accounts on bigger balances with this premium savings vehicle.

• Tiered structure maximizes returns
• Unlimited in-person transactions
• Checking privileges

Get better returns as your balance grows while still maintaining access to your money when you need it.

• Tiered rates
• Unlimited deposits
• Checking privileges

Build your savings up with this interest bearing account designed for exactly that purpose.

• Interest bearing
• Low minimum balance
• Unlimited in-person transactions

Make the most of your money with this account that gives you a good rate of return no matter what your balance.

• Interest bearing
• No monthly fee
• Unlimited in-person transactions

If your employer is a First Federal customer, set up a direct deposit and get this account packed with benefits.

• Interest bearing
• No monthly fee
• Unlimited deposits

Start a free account for your children that can grow with them while teaching them financial responsibility.

• For customers 17 and under
• Interest bearing
• No minimum balance

The MIUTMA (Michigan Uniform Transfer to Minor Act) Savings account can help parents save for a minor.

• Interest bearing
• Minor takes control at age 21
• Funds released to custodian only

Make the holidays a whole lot merrier; set aside funds and earn interest until it's time to start shopping.

• Unlimited deposits
• Free automatic transfers
• Funds disbursed before holidays begin

Have your federal benefits deposited electronically and save yourself the hassle of running to the bank.

• Interest bearing
• Unlimited deposits
• ATM access

Calling all pint-sized pirates! Join Petey and crew and get ready to set sail for boatloads of fun and savings!

• For "mateys" 17 and under
• An interest bearing account
• No monthly fees