Your dream home starts here
Buying a home can be a stressful situation. Unless of course, you plan ahead and work with a bank that provides fast, friendly and fair financing. At a bank like First Federal, we provide a wide variety of mortgage loan products with the rates and financing that are right for you.

- Traditional Fixed Rate
- Adjustable Rate Mortgages
- Interest-only Mortgages
- Construction Loans
- 100% Financing
- Stated Income Mortgages
- Manufactured Home Loans
- Second Homes
- Investment or Rental Property Loans
- Blanket Mortgages
- Bi-Weekly Mortgages

Greater Experience. Local Financing.

When considering your home financing options, consider this. At First Federal, we service all of our loans locally. This means if you have questions, you don't have to wait for answers from some faraway office. In short, you're working with someone you know. What's more, our experienced lending staff knows the local market and can help you determine the mortgage option that best suits your needs.

Which mortgage is right for you?
First Federal offers several mortgage options. Here are some things to consider when deciding.

• Fixed Rate Mortgages
  Provide the security of set monthly principal and interest payments throughout the length of your loan.
• Adjustable Rate Mortgages (ARMs)
  Offer lower initial interest rates and significantly reduce initial monthly payments. Rates are subject to change with market conditions.
• Interest Only Mortgages
  Lower initial monthly payments allow you greater purchasing power for the home of your dreams.