Buying a new home? We can open so many doors.
If you are considering a new home, consider talking to First Federal. Our people have a wealth of knowledge and experience in mortgage lending. What's more, we are very familiar with your community and are dedicated to helping you get a mortgage that will fit your needs.

 Alpena-Ripley
 300 South Ripley Blvd
 Alpena, MI 49707
 Mary Cousineau 
 phone 989-354-7355
 cell 989-464-6193
 fax 989-354-5170  
 BIO
 

 Cheboygan-Gaylord-alanson
 350 South Main Street
 Cheboygan, MI 49721
 Debbie Dombroski
 phone 231-627-9951
 Ext. 7401
 fax 231-627-4727
 BIO
 

 Alpena
 100 S. Second Ave    
 Alpena, MI 49707
 Dave Bell
 phone 989-354-7323
 cell 989-464-7447
 fax 989-354-8671
 Bio

Oscoda
201 N. State St.  Oscoda, MI 48750
Joe Rhyne
Phone 989-739-2061 X. 7602
Cell 989-335-3598
fax 989-739-0760
Bio

Lewiston-MIo
2885 S. County Rd. 489  Lewiston, MI 49756
Terri Sorenson
Phone 989-786-9114 X. 7806
Cell 989-370-5847
fax 989-786-9133
Bio

Email Security
When communicating with First Federal of Northern Michigan via E-mail, do not include sensitive, non-public personal information such as account numbers, social security numbers or other identifying information, as electronic email communications over the internet are not secure. Secure on-line communication can be accessed through First Federal's online banking message center.