Day	Lobby	Drive-thru
Monday	9:00 am – 4:30 pm	8:30 am – 5:00 pm
Tuesday	9:00 am – 4:30 pm	8:30 am – 5:00 pm
Wednesday	9:00 am – 4:30 pm	8:30 am – 5:00 pm
Thursday	9:00 am – 4:30 pm	8:30 am – 5:00 pm
Friday	9:00 am – 5:00 pm	8:30 am – 6:00 pm
Saturday	Closed	9:00 am – 12:00 pm
Sunday	Closed	Closed

Branch Manager-Elaine Dixon
Email Security
 When communicating with First Federal of Northern Michigan via email, do not include sensitive, non-public personal information such as account numbers, social security numbers or other identifying information as electronic email communications over the internet are not secure. Secure online communication can be accessed through First Federal's online banking message center.