Certificates of Deposit
Whether you’re looking for a short or long term investment, First Federal has a certificate that will help you achieve your financial goals.

Fixed Rate CD
Terms range from 3 to 60 months, and can be opened with as little as $500^*1.

Liquid CD
Enjoy penalty-free^*2, additions and withdrawals with our flexible Liquid CD. Opened with as little as $500^*1, this account provides you the liquidity you need to manage your finances while securing a fixed rate at the time of opening.

IRAs
At First Federal, we make it easier to reach your financial goals. Whether you're planning for your own or someone else's future, we're here to help with Traditional, Roth and Coverdell Education IRAs. Additionally, our fixed -rate IRA Certificates ensure you'll receive a consistent rate of return regardless of market fluctuations ^*3.

Other Services
As a full-service bank, First Federal provides a host of banking services designed to help people and businesses grow and prosper. These include:
• Personal Loan Products
• Mortgage Services
• Commercial Services
• Wire Transfer Services
• Safe Deposit Boxes
• Medallion Guarantee

*1. Larger opening amounts may apply to CD specials. Contact a customer service representative for more details.
*2. Penalty-free additions or withdrawals are allowed in $500 increments when a written notification is received seven (7) days in advance of the transaction. Limit to one (1) penalty-free transaction every seven (7) days.
*3. Subject to IRS rules & regulations.