First Federal of Northern Michigan

Our lending team has the information and the experience you need to make the loan process fast and easy.

• Experienced loan officers
• First-class service
• Personal attention

Build your business with financial backing from First Federal. We can provide the support you need.

• Competitive rates
• Up to a seven-year term
• Local decisions

Whether you're a startup company or an established business looking for room to grow, we can help.

• Loans secured by property
• Flexible terms
• Local decisions

It's hard to predict what lies ahead for you and your business, but with a line of credit, you're ready for anything.

• Competitive rates
• Pay for only what you use
• Easy access to funds

Build it yourself with tailored financing that fits your needs and helps you get the job done.

• Interest-only payments during construction
• Local experts
• Personal service

Get your new or expanding business off and running in the right direction with a government-guaranteed loan.

• Fixed or variable rates
• Government guaranteed
• Based on approved credit

Simplify your business dealings and get additional bargaining power to help facilitate certain transactions.

• Assures 3rd parties of payment
• Facilitates transactions
• Available to commercial customers