First Federal of Northern Michigan

Open up your business by offering customers the ability to pay with their credit and debit cards.

• Increase cash flow
• Added customer convenience
• Low fees

Take your financial operations to the next level with our premium online banking and cash management system.

• Available 24 hours a day
• Easy to use
• Securely encrypted

Use our secure electronic transfer system to make getting and receiving payment fast and easy.

• Direct deposit
• Tax payments
• Point-of-purchase

Cut down on trips to the bank and time lost standing in line at the teller by depositing checks electronically.

• Save time and expense
• Deposit checks electronically
• Get funds credited faster

Operational Cost Savings for employers plus convenience for unbanked employees!

• Reduced check handling costs
• Reduced check fraud & stop payment costs
• Reduced lost check replacement costs